Accounts & Wallets
Create your own digital banking product with our seamless APIs
With our API-accessible banking platform, we empower you to
build your own banking offering with a high degree of flexibility, full
compliance as well as regulatory coverage, and a fast time to market.
Used by partners such as
Your Benefits
Build in minutes, launch in weeks
Supercharge your product launch! Utilize our APIs, developer tools, White-Label UIs, and guides for rapid feature development. Seize the market with unmatched speed and innovation.
Flexible and customizable
Tailor experiences to fit customer needs. Customize with Rackle’s flexible API, incorporating unique features for personalized engagement. Unlock the potential of customer-centricity.
We own compliance
Prioritize customers with Rackle’s streamlined compliance. We handle regulatory complexities, empowering you to focus on exceptional customer experiences while staying compliant. Trust Rackle for customer-centric solutions.
Built for scale
Join trusted start-ups, leaders, and public companies relying on Rackle. Access our fast, secure platform, trusted by top brands. Power your financial operations with peace of mind.
A Complete Feature Set to Power Your Financial Product
From core banking capabilities to advanced integrations — Rackle provides everything you need to build, launch, and scale embedded financial experiences.
Deposit fees
Unique account & routing numbers
Deliver personalized banking experiences with dedicated account details.
Multiple accounts
Virtual accounts
Simplify money flows with virtual IBANs and routing paths.
Easily apply terms and limits
Set rules programmatically — from spending caps to transfer limits.
Visible to Quickbooks and Plaid
Connect seamlessly to accounting and data tools your customers rely on.
Support all payment types
Send, receive, and route payments across all major rails — effortlessly.
Ledgering and reconciliation
Track every transaction with built-in ledgering and real-time transparency.
Launch Your Own Financial Product in Just 3 Weeks
Whether you want to start instantly with ready-made modules or craft a fully customized journey, Rackle has the tools and infrastructure to get you live fast — securely and at scale.
Ready-to-launch solutions
No development required. Launch a fully branded product with built-in Capital, Banking, and Bill Pay features. Full compliance, fraud protection, and ongoing support included.
Custom Build
Need something unique? Use our modular APIs, white-label components, and intuitive dashboards to build the exact financial experience your customers need.
