Finance is the highest‑margin feature you're not shipping yet.
Embedding money movement doesn't just delight users — it fundamentally changes your unit economics.
New streams from interchange, interest and FX — increase revenue per user fivefold.
Banking turns users into daily actives. Retention that compounds, not churns.
A stickier, more valuable product pays back CAC twice as fast.
Potent financial features, the easy way.
A modular architecture with multi‑bank integration — from compliance to card issuance — all through powerful APIs and white‑label front‑ends.
One integration. Every layer of the bank.
Rackle sits between your product and a network of licensed banks, handling orchestration, ledgering, compliance and settlement.
Build in minutes, launch in weeks
APIs, SDKs, white‑label UIs and guides for rapid feature development. Seize the market with unmatched speed.
Flexible & customizable
Tailor every screen and flow to your brand with a modular API. Compose only the pieces you need.
We own compliance
KYC, AML, licensing and reporting handled by our regulated partners. You focus on the experience.
Built for scale
A fast, secure, multi‑bank platform trusted by startups, scale‑ups and public companies alike.
Reimagine your product, plug‑and‑play.
Your own digital bank accounts
Spin up branded, licensed accounts for retail or business customers — with IBANs, balances and instant transfers.
- Fully branded and licensed accounts
- Multi‑currency balances out of the box
- Real‑time ledger and webhooks
Designed for developers, loved by builders.
Build financial features in minutes with a clean API, a real‑time dashboard, typed SDKs and white‑labelled UIs.
REST + webhooks, idempotency, and SDKs for Node, Python, Go and Swift.
Drop‑in, themeable React components for onboarding, cards and transfers.
Test the full money‑movement lifecycle with realistic mock data.
A complete suite, designed for your audience.
Sports Clubs
Fan wallets, branded cards and instant rewards that turn supporters into members.
✈️Travel
Multi‑currency wallets and instant refunds baked into the booking flow.
🛒E‑Commerce
Branded checkout credit, BNPL and loyalty that lifts basket size.
🚗Automotive
Embedded financing and fleet cards from the showroom to the road.
🎓Education
Student accounts, tuition financing and campus spend in one app.
💳Fintechs
Skip the licenses — launch your neobank on Rackle’s rails.
See what embedded finance could add.
Move the sliders to model the new revenue Rackle unlocks across your user base. Illustrative — your mileage will vary.
Assumptions: ~1.1% interchange, ~1.8% net deposit margin, ~9% lending margin at 6% adoption. Replace with your own figures during onboarding.
Launch your own banking service today.
Talk to our team, get sandbox access, and ship your first transaction this week.