Credit card features

Create your own digital banking product with our seamless APIs

  • Key features at a glance
    • A full physical or virtual VISA credit card product
    • Real credit card with flexible credit line; possibility to leave outstanding
    balance
    • Rewards driven & personalized cards with your customers’ names embossed
    • Customers can pay at any POS all around the world (including contactless
    payments), withdraw cash in almost every currency and easily shop online
    • Everything is paperless and fully digital; 3D Secure & Smart Agent

  • Smart VISA or card
    • Technology to merge closed loop and open loop cards
    • NFC technology for contactless payments
    • Tokenization: Apple Pay & Google Pay

Advantages for you

Mobile payments via physical and virtual cards

  • Modularity
    Choose from a variety of options suited to your vision:

    • Debit card with an underlying bank account
    • De-coupled debit card where any bank account can be added
    • Lending: Overdraft or the SplitPay feature (payments in instalments)

  • Card options
    Issue various cards for different customer needs:

    • Physical cards: Metal or plastic cards
    • Virtual cards: Can be added to an app and used to pay mobile
  • Security features
    The latest state-of-the-art security features include:

    • Risk management by Solaris
    • Smart Agent for quickly and effectively communicating with customers
    • 3D Secure for increased online payments security

  • Card management features
    All the latest features for your card management such as:

    • Webhooks for real-time notifications on any changes to accounts
    • Web-portal for information access for easy customer support

Advantages for your users

Mobile payments via physical and virtual cards

  • VISA card with smart functionalities

    State-of-the-art payments card with latest card features.

    • Global VISA acceptance payments in stores & online payments
    • NFC technology for contactless payments
    • Tokenization: Apple Pay & Google Pay

  • In-app control functions

    Customers can control the main card functions in-app:

    • Block Card
    • Payments Abroad
    • Card Spending Limits
    • Order New Card
    • Online Payments

  • Fully digital customer experience

    From customer application to daily usage, everything is
    paperless and digital.

Your Benefits

Build in minutes, launch in weeks

Supercharge your product launch! Utilize our APIs, developer tools, White-Label UIs, and guides for rapid feature development. Seize the market with unmatched speed and innovation.

Flexible and customizable

Tailor experiences to fit customer needs. Customize with Rackle’s flexible API, incorporating unique features for personalized engagement. Unlock the potential of customer-centricity.

We own compliance

Prioritize customers with Rackle’s streamlined compliance. We handle regulatory complexities, empowering you to focus on exceptional customer experiences while staying compliant. Trust Rackle for customer-centric solutions.

Built for scale

Join trusted start-ups, leaders, and public companies relying on Rackle. Access our fast, secure platform, trusted by top brands. Power your financial operations with peace of mind.

Customized financial features

for your specific audience

Seamless banking for freelancers and gig economy workers. Cash advances, automated tax calculations, Abound and Plaid integrations, and more.

  • Banks

  • Fintechs

  • Corporates

  • Digital Companies

Start building your own banking service today