A complete suite, designed for your audience.
Whatever you're building, embedded finance makes it stickier and more profitable. Here's how teams put Rackle to work.
Launching a Galatasaray-branded consumer debit card.
Our Cards API enables you to issue club-branded VISA cards for your supporters — a full physical or virtual card product, rewards-driven and personalized with your fans’ names embossed.
- Physical (metal or plastic) and virtual VISA cards
- Rewards-driven, personalized cards with embossed names
- Everything paperless and fully digital — 3D Secure & Smart Agent
- NFC contactless + Apple Pay & Google Pay tokenization
- Technology to merge closed-loop and open-loop cards
Advantages for your organization
- Modularity — combine with debit or lending options
- Risk management, Smart Agent and 3D Secure built in
- Webhooks for real-time notifications
- Web portal for customer support
What your fans get
- Global VISA acceptance — in stores and online
- In-app controls: block card, payments abroad, spending limits
- Order a new card without leaving the app
- A fully digital customer experience
Built for any product that touches money.
Every industry meets money at a different point. Here is the need we solve in each — and the Rackle building blocks behind it.
Kill FX fees, refund in seconds.
Travellers lose money to currency conversion and wait weeks for refunds. Give them a multi-currency wallet and trip card inside your booking app — and keep the FX margin for yourself.
- Multi-currency wallets with mid-market FX
- Instant refunds back to the wallet, not the bank
- Trip cards with budgets and category locks
- Earn interchange + FX on every booking
Make miles spendable money.
Loyalty points sitting idle are a liability on your balance sheet. A co-branded card turns miles into an everyday spending balance — your brand in every wallet, revenue on every swipe.
- Miles-to-balance conversion at custom rates
- Co-branded Visa cards with tier perks
- Ancillary revenue from interchange
- In-app card controls your passengers love
One wallet from kerb to gate.
Parking, fast-track, lounge, duty-free — every touchpoint is a separate payment today. A terminal wallet unifies the journey and gives you data on the full passenger spend.
- Tap-to-pay across parking, retail and lounges
- Duty-free with automatic VAT handling
- Traveller FX at the airport, on your rails
- Spend analytics across every concession
BNPL and cashback that lift basket size.
Checkout credit raises conversion; a branded wallet with cashback brings buyers back. Both run on the same Rackle integration — no extra PSP, no licensing project.
- Split any basket into instalments at checkout
- Branded wallet with cashback on repeat purchases
- Instant seller payouts and reconciliation
- Higher conversion, 6× customer lifetime value
Finance the car in the showroom.
Don't send buyers to their bank — close the deal where it happens. Embedded vehicle financing with a credit decision in minutes, plus fleet cards with hard spend controls for business customers.
- Showroom financing, decision in ~10 minutes
- Fleet fuel cards with merchant & category locks
- Service & parts instalment plans
- Dealer payouts on your schedule
Campus money, parent-approved.
Students need a first account; parents need visibility; bursars need tuition collected on time. One campus wallet answers all three — with instalment plans for international fees.
- Student accounts with parental co-view
- Tuition instalments with auto-collection
- Campus card for canteen, print and transit
- International student FX without the bank queue
Skip the licence, keep the roadmap.
An EMI licence takes 18 months you don't have. Launch on Rackle's regulated rails today — your brand, your UX, our compliance — and migrate later if you ever outgrow us.
- Full BaaS stack: accounts, cards, lending, payments
- White-label UIs to ship your MVP in weeks
- Sandbox today, production keys when you are ready
- BaFin-regulated partner banks underneath
One platform, every kind of builder.
Banks
Launch a digital-native brand without re-platforming your core.
Fintechs
Skip the licenses — go to market on Rackle's regulated rails.
Corporates
Add finance to your product and open new revenue lines.
Digital companies
Reward engagement with wallets, cards and instant payouts.
Launch your own banking service today.
Talk to our team, get sandbox access, and ship your first transaction this week.